WVML has partnered with West Virginia Communities Risk Pool (WVCoRP) as a preferred program partner. 

WVCoRP is a risk sharing pool created by public entities for public entities to provide an alternative to the insurance marketplace. WVCoRP is the first and only member-owned public entity risk pool in the state. Coverage provided is written specifically to address the needs of West Virginia public entities for property & casualty and workers’ compensation. Going beyond traditional coverage, the pool provides risk management services and safety training for its members. 

Created in 2007, WVCoRP is a fully comprehensive risk management operation providing coverage addressing risks unique to West Virginia public entities. 

Coverages available to WVCoRP participating members include:

  • Auto - Covers all vehicles you own, as well as hired and rented vehicles used for government business
  • Property – Written specifically for West Virginia public entities under a “special form,” meaning all perils are covered unless specifically excluded
  • Inland Marine – Covers movable and specialized property, as well as miscellaneous equipment, trailers, and boats

“It’s an honor for us to be able to provide strength and stability to our clients across the state of West Virginia. So we’re constantly pursuing ways to provide the best possible service we can.”

Chris Carey

  • Equipment Breakdown – Covers a wide range of equipment such as air conditioning and refrigeration, boilers, and pressure vessels
  • Crime – Covers crimes committed by employees and volunteers, including loss of money and securities from failure to faithfully perform duties, as well as forgery and computer fraud. This meets West Virginia coverage requirements for surety bonds for staff and council members
  • General Liability – Provides the broadest protection and defense for public entities against allegations of bodily injury or property damage
  • Public Officials Liability  Provides defense and liability coverage for allegations of wrongful acts by a member of staff or council
  • Law Enforcement Liability – Provides liability coverage for police operations
  • Cyber Liability – Provides liability coverage due to network security breaches that may include hacking, malware, viruses, ransomware, and social engineering
  • Workers’ Compensation – Provides affordable and responsive workers’ compensation coverage 
  • Excess Limits – Coverage can be customized with increased limits beyond the standard limits 

WVCoRP membership advantages include:

  • Online tools for easy access to claim reporting, claims data, customized loss reports, certificate of insurance requests, and changes to property and auto schedules
  • Member-specific and customized risk management resources 
  • On-Site law enforcement training with continuing education credits
  • Hot-Topic presentations throughout the year
  • Insurance language review of contracts and leases 
  • Periodic property valuations included
  • Workers’ compensation medical bill review for network discounts  

Combining owner-member advantages, broad coverage tailored to public entities, and a focus on strong service since inception, WVCoRP is a leading provider of property, liability, and workers’ compensation coverage with an outstanding reputation. 

Please contact WVCoRP for information on how to obtain a coverage proposal.

Steve Rawlings, srawlings@riskprograms.com | Stephanie Heintzleman, sheintzleman@riskprograms.com

Vivian Parsons, vparsons@riskprograms.com | Mike Rezac, mrezac@riskprograms.com


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